what's new?

in case no one noticed, we sort of gave up on the race.  it didn't happen.  I signed a new lease and we'll be in an apartment until June first of next year, we hope.  it's a new race now.  we're actually saving for a wedding now, so that's going to be difficult. 
what else is new?  FHA loans are new.  they are no longer awesome for people looking to put down a small deposit on their first home.  starting this month, if you get an FHA loan, you will be required to pay mortgage insurance for the entire length of the loan, not just the first five years or twenty percent of the principal.  this is lame.  don't do it.  try and get mortgage insurance loan where you only have to put down five percent.  or save until you have your twenty percent.  you could do an FHA and refinance in five years, but who knows what interest rates will be then?  FHA just isn't a sound investment in your future anymore.